How often do you read the terms and conditions of your agreements when you sign for or buy services and goods on-line? Have you read all the privacy conditions on your newly purchased smart phone, TV, or wearable device? Do you fully understand your contractual agreement with your bank, internet provider, or your car loan? 

The Consumer Council of Canada has claimed that both Canadian businesses and consumers face risk from poorly understood terms and conditions statements. They have outlined the following key facts: